Eligibility Calculator
Work out the loan amount a lender is likely to approve on your income, after existing EMIs and the lender FOIR limit are taken into account.
Indicative loan you could raise
₹62,23,756
- EMI you could service
- ₹55,000
- Income committed to EMIs
- 55%
FOIR is the share of net income a lender lets your combined EMIs take — commonly 50–60%, lower at modest incomes and higher at high ones. Existing EMIs come off first, which is why clearing a small loan before applying often raises eligibility by more than a raise would.
Indicative only. iAdvisory does not set rates or eligibility — the lender does. Nothing you type here is stored or sent anywhere.
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