Loan Comparisons

The decisions worth getting right, argued both ways.

Home Loan vs Loan Against Property

Both loans are secured against property, which is why they get confused. The difference is what the money is for: a home loan buys the property that secures it, whil…

Home LoanvsLoan Against Property

Comparison

Fixed vs Floating Interest Rate

A fixed rate stays the same for an agreed period. A floating rate moves with an external benchmark, usually the RBI repo rate, so your EMI or tenure changes as that …

Fixed RatevsFloating Rate

Comparison

Personal Loan vs Gold Loan

For an urgent, short-term need, these are the two options most Indian households actually weigh. A personal loan is unsecured and priced on your credit profile. A go…

Personal LoanvsGold Loan

Comparison

Prepay Your Loan or Invest the Money?

You have a surplus. The arithmetic looks simple — compare your loan rate against your expected investment return — but that comparison is usually done wrong, because…

Prepay the loanvsInvest the money