Prepayment Calculator
See how much interest a prepayment saves and how sharply that depends on when in the tenure you make it.
Interest saved by prepaying
₹8,30,679
- EMI
- ₹26,511
- Tenure without prepaying
- 20.0 years
- Tenure after prepaying
- 16.5 years
- Time saved
- 3.5 years
Move the year slider to see the point most clearly: the same amount saves far more in year three than in year twelve, because early EMIs are almost entirely interest. This assumes the tenure shortens and the EMI stays level, which saves more than the reverse.
Indicative only. iAdvisory does not set rates or eligibility — the lender does. Nothing you type here is stored or sent anywhere.
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